Investments

Real estate investment returns in Chișinău: what 8–12% a year looks like

September 15, 2026·7 min read

The districts with the best returns, property types, ROI calculation and practical tips for investors with a budget of 50,000–150,000 EUR.

In 2026, real estate investments in Chișinău deliver gross returns of 8–12% a year, higher than bank deposits (4–5%) and many financial instruments available to a retail investor in Moldova.

Districts with the best returns

SectorGross yieldAverage price per m²

|--------|---------------|---------------|

Botanica9–11%950–1,100 EUR
Ciocana10–12%800–950 EUR
Râșcani8–10%1,000–1,200 EUR
Centru7–9%1,400–1,800 EUR

Calculating ROI

Simplified formula: ROI = (Annual rent − Expenses) / Purchase price × 100 Example: a 2-bedroom apartment, 65 m², Botanica — price 70,000 EUR, rent 500 EUR per month:

  • Gross annual income: 6,000 EUR
  • Estimated expenses (maintenance, taxes, vacant periods): 1,200 EUR
  • Net ROI: 6.9% · plus value appreciation of ~4% → about 11% a year in total

Practical tips

  • Prefer 1–2 bedroom apartments — better liquidity when you sell
  • Avoid the ground floor and the top floor unless it is a penthouse
  • Check the housing fund records (not the land register) for buildings constructed before 1990