A step-by-step guide: how to buy an apartment in Moldova without mistakes

Buying an apartment in Moldova is a 7-step process, and each step carries its own risks if you are not prepared. This guide covers everything you need to know.

Step 1: Set a realistic budget

The budget is not only the price of the apartment. Add:

• Notary fee: 0.5–1% of the transaction price
• Cadastre registration: 500–1,500 MDL
• Agent commission: usually paid by the seller, check this
• Estimated renovation: 200–400 EUR per m² for an older apartment

Step 2: Legal check of the property

Before paying any deposit, ask for:

1. An extract from the Real Estate Register (Cadastre)
2. A certificate confirming there are no utility debts
3. The ownership history (if the property recently changed hands)

Step 3: Negotiating the price

The 2026 market allows negotiation of 5–10% off the asking price, especially for:

• Apartments listed for more than 60 days
• Owners who are buying another property at the same time
• Extreme floors (ground/top) without premium features

Steps 4–7

1. Deposit (10–30%) — a reservation contract, not a simple receipt
2. Mortgage (optional) — compare the interest rate at 3 or more banks
3. Purchase contract at the notary — check every clause
4. Cadastre registration — legal deadline: 5 working days